Fine-print score

0–100. Higher means less fine print that can cost you money. It's built only from the hidden rules and gotchas we found, so it's fully traceable.

⚠ Read this first: a firm whose legal documents we read in full will show more hidden rules than a firm where we only read the help centre, so partly-read firms can score artificially well. Only firms with Full coverage are ranked. Full means a hand-curated, clause-by-clause read of the firm's terms and its trading-rules or prohibited-practices document (2+ documents). Every other firm's score is Provisional and listed separately, unranked.

Leaderboard

#	Firm	Score	Documents read	Hidden rules
1	Funded Trading Plus	59	4 docs · Full	15
2	FunderPro	47	3 docs · Full	16
3	FundingPips	41	2 docs · Full	17
4	Funding Traders	36	2 docs · Full	17
5	Audacity Capital	36	2 docs · Full	15
6	Lux Trading Firm	32	3 docs · Full	17
7	Instant Funding	29	3 docs · Full	16
8	City Traders Imperium	28	2 docs · Full	16
9	FTMO	27	2 docs · Full	21
10	Hola Prime	18	2 docs · Full	17
11	The5%ers	0	2 docs · Full	25
12	FundedNext	0	4 docs · Full	30

Provisional scores (not ranked)

We haven't read enough of these firms' legal documents to rank them fairly. A higher number here doesn't mean safer fine print. A–Z.

	Firm	Score	Documents read	Hidden rules
–	Alpha Capital Group	36 provisional	1 doc · Provisional	20
–	Blue Guardian	41 provisional	1 doc · Provisional	18
–	E8 Markets	42 provisional	1 doc · Provisional	17
–	Fintokei	12 provisional	1 doc · Provisional	22
–	FXIFY	48 provisional	1 doc · Provisional	15
–	Goat Funded Trader	54 provisional	1 doc · Provisional	12
–	Maven Trading	57 provisional	1 doc · Provisional	11
–	ThinkCapital	28 provisional	1 doc · Provisional	20

Methodology

Every firm starts at 100. Points come off for:

Hidden rule, consequence: account breach	−4 each
Hidden rule, consequence: profit voided	−3 each
Hidden rule, consequence: payout delayed or denied	−2 each
Hidden rule, consequence: info	−0.5 each
Gotcha badge (VPN ban, min hold time, news limits, gag clause, payout cap): severe (red)	−6 each
Gotcha badge: found (amber)	−3 each
Plan field where the firm's own sources disagree	−2 each

Score = max(0, 100 − points off), rounded. Severities come from the curated legal read; where a rule came from a browser capture, severity was inferred from the wording (flagged on the firm page). The score says nothing about payout reliability, pricing or execution.

Per-firm breakdown

Funded Trading Plus: 59 / 100 4 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	3	4	−12
Hidden rules: profit voided	5	3	−15
Hidden rules: payout delayed or denied	3	2	−6
Hidden rules: info	4	0.5	−2
Gotcha: News limits (severe)	1	6	−6
Score			100 − 41 = 59

FunderPro: 47 / 100 3 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	6	4	−24
Hidden rules: profit voided	3	3	−9
Hidden rules: payout delayed or denied	5	2	−10
Hidden rules: info	2	0.5	−1
Gotcha: News limits (severe)	1	6	−6
Gotcha: Payout cap (found)	1	3	−3
Score			100 − 53 = 47

FundingPips: 41 / 100 2 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	11	4	−44
Hidden rules: payout delayed or denied	2	2	−4
Hidden rules: info	4	0.5	−2
Gotcha: News limits (severe)	1	6	−6
Gotcha: Gag clause (found)	1	3	−3
Score			100 − 59 = 41

Funding Traders: 36 / 100 2 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	10	4	−40
Hidden rules: payout delayed or denied	6	2	−12
Hidden rules: info	1	0.5	−0.5
Gotcha: Min hold time (severe)	1	6	−6
Gotcha: News limits (found)	1	3	−3
Gotcha: Payout cap (found)	1	3	−3
Score			100 − 64.5 = 36

Audacity Capital: 36 / 100 2 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	13	4	−52
Hidden rules: profit voided	1	3	−3
Hidden rules: info	1	0.5	−0.5
Gotcha: News limits (severe)	1	6	−6
Fields where the firm's own sources disagree	1	2	−2
Score			100 − 63.5 = 36

Lux Trading Firm: 32 / 100 3 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	12	4	−48
Hidden rules: profit voided	1	3	−3
Hidden rules: info	4	0.5	−2
Gotcha: Min hold time (severe)	1	6	−6
Gotcha: News limits (severe)	1	6	−6
Gotcha: Payout cap (found)	1	3	−3
Score			100 − 68 = 32

Instant Funding: 29 / 100 3 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	9	4	−36
Hidden rules: profit voided	3	3	−9
Hidden rules: info	4	0.5	−2
Gotcha: VPN ban (severe)	1	6	−6
Gotcha: Min hold time (severe)	1	6	−6
Gotcha: News limits (severe)	1	6	−6
Gotcha: Payout cap (severe)	1	6	−6
Score			100 − 71 = 29

City Traders Imperium: 28 / 100 2 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	10	4	−40
Hidden rules: profit voided	2	3	−6
Hidden rules: info	4	0.5	−2
Gotcha: VPN ban (severe)	1	6	−6
Gotcha: News limits (severe)	1	6	−6
Gotcha: Gag clause (severe)	1	6	−6
Gotcha: Payout cap (severe)	1	6	−6
Score			100 − 72 = 28

FTMO: 27 / 100 2 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	10	4	−40
Hidden rules: profit voided	5	3	−15
Hidden rules: payout delayed or denied	2	2	−4
Hidden rules: info	4	0.5	−2
Gotcha: News limits (severe)	1	6	−6
Gotcha: Payout cap (severe)	1	6	−6
Score			100 − 73 = 27

Hola Prime: 18 / 100 2 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	9	4	−36
Hidden rules: profit voided	6	3	−18
Hidden rules: payout delayed or denied	2	2	−4
Gotcha: VPN ban (severe)	1	6	−6
Gotcha: Min hold time (severe)	1	6	−6
Gotcha: News limits (severe)	1	6	−6
Gotcha: Gag clause (severe)	1	6	−6
Score			100 − 82 = 18

The5%ers: 0 / 100 2 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	16	4	−64
Hidden rules: profit voided	1	3	−3
Hidden rules: payout delayed or denied	3	2	−6
Hidden rules: info	5	0.5	−2.5
Gotcha: VPN ban (severe)	1	6	−6
Gotcha: Min hold time (severe)	1	6	−6
Gotcha: News limits (severe)	1	6	−6
Gotcha: Gag clause (severe)	1	6	−6
Gotcha: Payout cap (found)	1	3	−3
Score			100 − 102.5 = 0

FundedNext: 0 / 100 4 docs · Full coverage

Item	Count	Weight	Points off
Hidden rules: account breach	14	4	−56
Hidden rules: profit voided	6	3	−18
Hidden rules: payout delayed or denied	5	2	−10
Hidden rules: info	5	0.5	−2.5
Gotcha: VPN ban (severe)	1	6	−6
Gotcha: Min hold time (severe)	1	6	−6
Gotcha: News limits (found)	1	3	−3
Gotcha: Gag clause (found)	1	3	−3
Score			100 − 104.5 = 0

Alpha Capital Group: 36 / 100 1 doc · Provisional coverage

Item	Count	Weight	Points off
Hidden rules: account breach	5	4	−20
Hidden rules: profit voided	5	3	−15
Hidden rules: payout delayed or denied	4	2	−8
Hidden rules: info	6	0.5	−3
Gotcha: Min hold time (severe)	1	6	−6
Gotcha: News limits (severe)	1	6	−6
Gotcha: Gag clause (found)	1	3	−3
Gotcha: Payout cap (found)	1	3	−3
Score			100 − 64 = 36

Blue Guardian: 41 / 100 1 doc · Provisional coverage

Item	Count	Weight	Points off
Hidden rules: account breach	8	4	−32
Hidden rules: profit voided	1	3	−3
Hidden rules: payout delayed or denied	5	2	−10
Hidden rules: info	4	0.5	−2
Gotcha: Min hold time (severe)	1	6	−6
Gotcha: News limits (found)	1	3	−3
Gotcha: Payout cap (found)	1	3	−3
Score			100 − 59 = 41

E8 Markets: 42 / 100 1 doc · Provisional coverage

Item	Count	Weight	Points off
Hidden rules: account breach	7	4	−28
Hidden rules: profit voided	3	3	−9
Hidden rules: payout delayed or denied	2	2	−4
Hidden rules: info	5	0.5	−2.5
Gotcha: Min hold time (severe)	1	6	−6
Gotcha: News limits (severe)	1	6	−6
Gotcha: Payout cap (found)	1	3	−3
Score			100 − 58.5 = 42

Fintokei: 12 / 100 1 doc · Provisional coverage

Item	Count	Weight	Points off
Hidden rules: account breach	14	4	−56
Hidden rules: profit voided	1	3	−3
Hidden rules: payout delayed or denied	3	2	−6
Hidden rules: info	4	0.5	−2
Gotcha: VPN ban (severe)	1	6	−6
Gotcha: Min hold time (severe)	1	6	−6
Gotcha: News limits (found)	1	3	−3
Gotcha: Gag clause (found)	1	3	−3
Gotcha: Payout cap (found)	1	3	−3
Score			100 − 88 = 12

FXIFY: 48 / 100 1 doc · Provisional coverage

Item	Count	Weight	Points off
Hidden rules: account breach	10	4	−40
Hidden rules: profit voided	1	3	−3
Hidden rules: payout delayed or denied	1	2	−2
Hidden rules: info	3	0.5	−1.5
Gotcha: News limits (severe)	1	6	−6
Score			100 − 52.5 = 48

Goat Funded Trader: 54 / 100 1 doc · Provisional coverage

Item	Count	Weight	Points off
Hidden rules: account breach	10	4	−40
Hidden rules: payout delayed or denied	1	2	−2
Hidden rules: info	1	0.5	−0.5
Gotcha: News limits (found)	1	3	−3
Score			100 − 45.5 = 54

Maven Trading: 57 / 100 1 doc · Provisional coverage

Item	Count	Weight	Points off
Hidden rules: account breach	7	4	−28
Hidden rules: profit voided	1	3	−3
Hidden rules: payout delayed or denied	1	2	−2
Hidden rules: info	2	0.5	−1
Gotcha: Min hold time (found)	1	3	−3
Gotcha: News limits (severe)	1	6	−6
Score			100 − 43 = 57

ThinkCapital: 28 / 100 1 doc · Provisional coverage

Item	Count	Weight	Points off
Hidden rules: account breach	13	4	−52
Hidden rules: profit voided	1	3	−3
Hidden rules: payout delayed or denied	3	2	−6
Hidden rules: info	3	0.5	−1.5
Gotcha: News limits (severe)	1	6	−6
Gotcha: Payout cap (found)	1	3	−3
Score			100 − 71.5 = 28