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FXIFY

· fxify.com · checked 2026-10-23

🧮 CalculatorsVisit FXIFY ↗
47Fine-print score (provisional)1 docs read · Provisional (not ranked)
VPN banMin hold timeNews limitsGag clausePayout cap

Plans

Every value links to its source. Not published by firm means the firm doesn't publish it. Not verified yet means we haven't found it yet. ⚠ Not confirmed means we have a value but could not find it on the firm's live pages on 24 Oct 2026.

From$59 list
Targetphase1: 10%
Daily DD3% (based on prior-day 5PM EST balance)
Max DD6%, trailing on closed balance until 6%
SplitUp to 90% (90% with +15% split add-on)

💱 Prices in USD (list price shown struck-through on fxify.com; a sitewide promo code e.g. AGHHH35 25% off was running on 23 Oct 2026). Purchase fee refundable with first payout on 1/2/3-Phase plans.

Sizes & prices
$5k $59 LIST$10k $89 LIST$15k $119 LIST$25k $199 LIST$50k $379 LIST$100k $549 LIST$200k $1,049 LIST$400k $2,950 LIST
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Profit target
phase1: 10%
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Daily drawdown
3% (based on prior-day 5PM EST balance)
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Max drawdown
6%, trailing on closed balance until 6% profit then locks at starting balance (also locks after payout)
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Consistency rule
none shown
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Min trading days
5 days; funded: first payout after 5 minimum trading days, then monthly or bi-weekly with add-on
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
News trading
Allowed on 1, 2 and 3-Phase accounts (no restriction); not allowed on Instant Funding and Lightning
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Weekend / overnight
Allowed on 1, 2 and 3-Phase accounts; not allowed on Instant Funding / Lightning (plan tables show Hold Over Weekend: No / Yes as listed)
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
EAs
EAs allowed on 1/2/3-Phase and Two Phase Pro; HFT, latency arbitrage, order-book spamming, reverse/group hedging prohibited; EAs not allowed on Instant Funding (plan table: No) and Lightning
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Copy trading
Allowed between your own FXIFY accounts and from FXIFY to other accounts; inbound copying needs approval with 30+ days MT5 statement; NOT allowed on Instant Funding, Instant Lite, 2 Phase Pro (unless master) and Lightning
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Leverage FX
Up to 50:1 (standard 30:1; 50:1 via Increased Leverage add-on)
Gap-fill note: Plan box says 'up to 50:1'; page text: 'standard accounts have 30:1 leverage... can upgrade to 50:1'
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Leverage gold
30:1 for FX and Gold standard; 50:1 (FX & Gold/Silver) via checkout add-on; other commodities 10:1, oil 5:1, indices 10:1
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Gold commission / spread
All-In feed: no commission on metals, spread built in (live spreads via read-only demo account, figures not published). Raw feed: $6/lot commission on metals; XAUUSD spread goes close to 0 in London/NY sessions
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Payout split
Up to 90% (90% with +15% split add-on)
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Payout frequency
First payout on demand after 5 min days; then monthly, or bi-weekly with add-on; min $50
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Platforms
MT5, DXTrade or TradingView (Lightning: MT5 only)
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026

Hidden rules 17

Read clause by clause from the firm's legal documents. Grouped by what happens if you break the rule. Tap a rule to see the exact quote and clause.

Account breach 10

Two months without a trade makes the account inactive, which counts as a breach.
“where You shall not execute any trades within a consecutive period of two (2) months, Your Account shall be deemed inactive and will be considered as a breach”

Clause 13.2-13.3 · inactivity · applies to: All · source ↗

'Highly speculative' trading with excessive risk is banned at FXIFY's sole discretion. ⚑ flagged
“PERFORM TRADES WHICH UNDER THE SOLE DISCRETION OF THE COMPANY ARE INVOLVE HIGHLY SPECULATIVE TRADING STRATEGIES”

Clause 5.4.1.3 · consistency gambling · applies to: All · source ↗

⚑ AMBIGUOUS: there's no threshold.

Gap trading is banned: no new trades when major news is scheduled AND 2 hours or less before a market closes for 2+ hours. ⚑ flagged
“PERFORM GAP TRADING BY OPENING TRADE(S): (I) WHEN MAJOR GLOBAL NEWS ... ARE SCHEDULED; AND (II) 2 HOURS OR LESS BEFORE A RELEVANT FINANCIAL MARKET IS CLOSED FOR 2 HOURS OR LONGER”

Clause 5.4.1.6 · banned strategies · applies to: All · source ↗

⚑ AMBIGUOUS: the 'AND' means it's unclear whether both conditions must be met.

Opposite positions across connected accounts, AI or ultra-fast tools, slow-feed exploits, one-sided bets, account rolling and statistical arbitrage are banned.
“OVERLEVERAGING, OVEREXPOSURE, ONE-SIDED BETS, ACCOUNT ROLLING, STATISTICAL ARBITRAGE”

Clause 5.4.1.1-5.4.1.7 · banned strategies · applies to: All · source ↗

FXIFY can add to the prohibited list at any time with 7 days' notice, and anything it deems prohibited is banned.
“FXIFY MY ALTER AND AMEND THE OF PROHIBITED LIST OF TRADING AT ANY TIME WITH A NOTICE OF 7 DAYS”

Clause 5.4.1.8 · deny void change rules · applies to: All · source ↗

Positions much bigger than usual, or unusual position counts, break the risk-management rules. ⚑ flagged
“opening substantially larger position sizes”

Clause 5.4.3 · consistency gambling · applies to: All · source ↗

⚑ AMBIGUOUS: 'substantially' is not defined.

Only you may access and trade your accounts.
“only you personally can access your FXIFY Challenge”

Clause 5.4.2 · copy trading account sharing · applies to: All · source ↗

FXIFY can restrict your access without notice or compensation. ⚑ flagged
“WITHOUT ANY PRIOR NOTICE AND WITHOUT ANY COMPENSATION”

Clause 11.x · deny void change rules · applies to: All · source ↗

⚑ Clause number approximate.

Prohibited list (FAQ 'What strategies are prohibited?'): HFT; reverse and group hedging across accounts; account management / 'pass your challenge' services; latency arbitrage (incl. delayed feeds/charts); order book spamming; herd trading and collusion (incl. using the same company's EA as others); exploiting bugs/glitches; high-leverage news trading (large leveraged positions around major news); statistical arbitrage. Consequence: account termination and voided profits. Detailed article also lists poor money management (frequent margin calls), improper risk management, gambling behaviour
“High-Frequency Trading (HFT) ... Reverse and Group Hedging Strategies that involve placing offsetting positions across accounts ... This includes “pass your challenge” services and similar services. Latency Arbitrage ... Order Book Spamming ... Herd Trading and Collusion ... This includes using the same EA from the same company as it would lead to coordinated trades. Exploiting Bugs and Glitches ... High Leverage News Trading Placing large, leveraged positions around major news events ... Statistical Arbitrage ... Engaging in prohibited strategies will result in account termination and voided profits. ... Poor Money Management Customers who frequently encounter margin calls ... Improper Risk Management Gambling behaviour”

Clause (see source) · banned strategies · applies to: see rule · source ↗

Instant Funded accounts: no EAs, bots or copy traders allowed; other programs: same prohibited list but EAs allowed unless identical to other users' EA; one account per customer; accounts must be traded by registrant
“[Instant Funding] What strategies are allowed/ prohibited? Prohibited strategies are the same as FXIFY challenges, with the exception that on Instant Funded, no EA’s, bots or copytraders are allow.”

Clause (see source) · copy trading account sharing · applies to: see rule · only on Instant Funding - Standard (Trailing), Instant Funding - Lite (Trailing): the EA ban applies to these Instant Funding plans only; the copy-trading rule applies to all plans · source ↗

Profit voided 1

Breaches let FXIFY remove trades from your history, cut leverage indefinitely, or terminate, across all your accounts and linked customers' accounts.
“the Provider may remove the transactions that violate the prohibition”

Clause 5.5-5.7 · deny void change rules · applies to: All · source ↗

Payout delayed or denied 1

Passing doesn't guarantee funding: a third party decides at its sole discretion.
“may be offered a contract by a third-party company, in its sole discretion”

Clause 7 (FXIFY Trader) · deny void change rules · applies to: After passing · source ↗

Info 4

Leverage on FX and metals can drop to 10:1 from 10 minutes before to 5 minutes after news, and this also hits positions you opened earlier. ⚑ flagged
“decrease leverage levels during the Events ... to 10:1 for FX and Metals starting 10 minutes before the Events and ending 5 minutes after ... positions which were opened prior to the Reduced Leverage Window shall be affected”

Clause 4.x (precedes 5.4) · lot position caps · applies to: All · source ↗

⚑ Clause number uncertain: the text sits just before section 5; verify. FLAG: an open position may suddenly need much more margin.

The GTC can change for existing contracts with 7 days' notice.
“notify the Customer of the change in the GTC at least 7 days before”

Clause 15.1 · deny void change rules · applies to: All · source ↗

Governing law is stated as 'the laws of the Wales', with the London courts. ⚑ flagged
“shall be governed by the laws of the Wales ... courts of London”

Clause 9.4 · dispute jurisdiction · applies to: All · source ↗

⚑ FLAG: drafting error; presumably England and Wales.

The homepage feature list says martingale and grid are allowed. ⚑ flagged
“Martingale & Grid Allowed”

Clause Homepage feature list · allowed strategies · applies to: All plans · source ↗

⚑ Added 24 Oct 2026 in the full no-rule-found sweep.

Legal documents read: General Terms and Conditions 2026 (PDF dated 29 Sep 2026)

Firm-reported payouts

⚠ Reported by the firm, not independently verified. These are the firm's own claims, copied from its website, press releases and official X account. We haven't checked them. Words like "verified" inside a quote are the firm's, not ours.

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Not published by firm

We looked for these and the firm doesn't publish them, or only gives them on request or inside the platform.

Rule change history

No changes logged yet. Tracking started 23 Oct 2026. Change log · 🔔 Follow FXIFY for alerts