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Funding Traders

· fundingtraders.com · checked 2026-10-23

🧮 CalculatorsVisit Funding Traders ↗
35Fine-print score2 docs read · Full coverage
VPN banMin hold timeNews limitsGag clausePayout cap

Plans

Every value links to its source. Not published by firm means the firm doesn't publish it. Not verified yet means we haven't found it yet. ⚠ Not confirmed means we have a value but could not find it on the firm's live pages on 24 Oct 2026.

From$45 promo
Targetphase1: 10% · phase2: 5%
Daily DD5%
Max DD10%
Split80% default (add-ons to 90%/100%); refun

💱 Prices USD; list price shown on homepage with 50% off first challenge (code TRYFT) shown alongside.

Sizes & prices
$5,000 $90 LIST$5,000 $45 PROMO$10,000 $150 LIST$10,000 $75 PROMO$25,000 $290 LIST$25,000 $145 PROMO$50,000 $430 LIST$50,000 $215 PROMO$100,000 $750 LIST$100,000 $375 PROMO$200,000 $1,250 LIST$200,000 $625 PROMO
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Profit target
phase1: 10% · phase2: 5%
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Daily drawdown
5%
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Max drawdown
10%
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Consistency rule
No consistency rule (ToS 6.1 lists only 1-Step Pro 50% and Instant Funding 15%; 2-Step Pro help article states none)
Gap-fill note: ToS 'Effective date of this version: September 1, 2026' is the most recent authoritative document and matches the Instant Funding help article (15%). The '25%' figure from the withdrawal help page could not be found/re-verified; the only other consistency figure on the help centre is the optional 30% Consistency Score add-on (article dated 9 Sep 2025, archived) so 25% is likely stale. 1-Step Pro help article (https://fundingtraders.com/help/en/articles/13615032-1-step-pro) does not state a consistency score, so 50% rests on ToS only. Separate rule: 30% max of profits from news-influenced trades (+-5 min of red folder) on Pro accounts (delays payout).
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Min trading days
Help article: Day account none in Phase 1 and 2, 4 on funded; Swing account 4 in Phase 1, 4 in Phase 2, 2 on funded
source ↗checked 2026-10-24✓ matched live page 24 Oct 2026
News trading
Challenge: unrestricted. Funded: allowed but no more than 30% of profits from news trades (5 min before/after red-folder); trades held 5h+ before news exempt
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Weekend / overnight
Day account: forex/gold/indices/oil auto-closed 16:55 New York, crypto can stay open. Swing account: overnight/weekend holding allowed (profit split 70%/80%/90% by payout). 2-Step Day & Swing described in help centre
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
EAs
EAs/bots allowed only if risk-management focused or personally developed (incl. AI-generated if fully understood); off-the-shelf trade-placing EAs, grid and hedge EAs not allowed
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Copy trading
Allowed between your own FundingTraders Pro accounts and from your accounts at other firms/brokers into FT; copying other traders' accounts not allowed
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Leverage FX
FX Majors 1:50; EURGBP/GBPJPY and minors/exotics 1:30
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Leverage gold
Metals (Gold/Silver) 1:20
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Gold commission / spread
$3/lot round-trip commission on all instruments except indices on funded accounts (none in challenge phase); 'Zero Fees' add-on removes it (and enables swap-free). Gold spread: not published
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Payout split
80% default (add-ons to 90%/100%); refundable fee
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Payout frequency
14-21 days
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Platforms
MetaTrader 5, TradeLocker
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026

Hidden rules 18

Read clause by clause from the firm's legal documents. Grouped by what happens if you break the rule. Tap a rule to see the exact quote and clause.

Account breach 10

Positions, wherever they're held, averaging under 2 minutes (volume-weighted) terminate the account. Trades of 15 seconds or less count as banned HFT.
“Volume-Weighted Average Holding Time (VWHT) below 2 minutes will result in termination”

Clause 5.7; 5.8 · banned strategies · applies to: All programs · source ↗

Planned risk of 50% or more of max drawdown on one trade idea (3% on PRO6, 5% on PRO10 and 1-Step) is a hard breach. On Instant Funding the limit is 3%, and floating P&L can't go below -1%. ⚑ flagged
“Planned Risk on a single Trade Idea equal to or exceeding 50% of the product maximum drawdown under Section 5.2 is a hard breach”

Clause 5.3 · risk per trade stop loss · applies to: All; IF stricter · source ↗

⚑ FLAG: IF '-1% floating' appears to be a hard limit; verify.

Instant Funding: 20 lots maximum per trade.
“IF: Max 20 lots per trade”

Clause 4.3 · lot position caps · applies to: Instant Funding · plans: Instant Funding · source ↗

Instant Funding: all trades must be closed by Friday's market close.
“All trades must be closed by market close on Friday”

Clause 5.5 · banned strategies · applies to: Instant Funding · plans: Instant Funding · source ↗

Accounts inactive for 30 days are terminated.
“Accounts inactive for 30 days will be terminated”

Clause 5.6 · inactivity · applies to: All · source ↗

Trading the same instrument in the same direction within 1 minute of another user can be treated as copy trading. ⚑ flagged
“same instruments in the same direction within one minute of each other”

Clause 1.2.1 / 8 · copy trading account sharing · applies to: All · source ↗

⚑ FLAG: this could catch members of the same community.

Grid, martingale, hedge, arbitrage and off-the-shelf bots are banned. EAs are allowed only for risk management, with risk-team approval.
“Grid, hedge, martingale, arbitrage, and off-the-shelf bots are forbidden.”

Clause 1.2.1; 3 · banned strategies · applies to: All · source ↗

Splitting one idea into several orders (open at once, or within 2 minutes of each other) counts as one oversized trade idea.
“the trades on the same symbol and direction were closed and opened within 2 minutes of each other”

Clause 3 (Trade Idea) · lot position caps · applies to: All · source ↗

IP addresses and device IDs flag unauthorised users, and you must be reachable by phone whenever you hold a trade.
“IP addresses, device IDs, and behavioral data maps will be used by the automated risk system”

Clause 12.4 · ip vpn device · applies to: All · source ↗

Max risk per trade idea 2% of initial balance guideline; Planned risk >=50% of max drawdown (3% on PRO6, 5% on PRO10/1-Step Pro) on one trade idea is a hard breach; closing/reopening same symbol+direction within 2 minutes treated as same trade idea
“2-STEP PRO6 / 2-STEP PRO10 / 1-STEP PRO: Planned Risk on a single Trade Idea equal to or exceeding 50% of the product maximum drawdown under Section 5.2 is a hard breach. This is 3% of the initial account balance on PRO6, and 5% on PRO10 and 1-Step Pro.”

Clause (see source) · risk per trade stop loss · applies to: see rule · source ↗

Payout delayed or denied 6

Funded: if more than 50% of closed trades last under 2 minutes, or most profit comes from such trades, you get a Discipline Program strike. ⚑ flagged
“more than 50% of closed trades held under two (2) minutes”

Clause 6.3.4(a) · banned strategies · applies to: Funded · source ↗

⚑ First detection is only a warning.

Funded: news trades (opened, held or closed within 5 minutes of high-impact news) can't exceed 30% of profit, or the payout is delayed. ⚑ flagged
“News-influenced profits must not exceed 30% of total PnL. Payouts will be delayed”

Clause 5.4 · payout daily profit caps · applies to: Funded · source ↗

⚑ Trades held for 5+ hours before the release are exempt.

Consistency: your best day can't exceed 50% of profit (1-Step Pro) or 15% (Instant Funding). ⚑ flagged
“Your biggest trading day must not exceed 50% of your total PnL IF: Your biggest trading day must not exceed 15%”

Clause 6.1 · consistency gambling · applies to: 1-Step Pro; IF · plans: 1-Step Pro, Instant Funding · source ↗

⚑ CONFLICT: the withdrawal page says 25%.

Instant Funding: your largest loss can't exceed your largest winning day, or you must keep trading until it does.
“Your largest loss must not be greater than your largest winning day.”

Clause 6.2 · consistency gambling · applies to: Instant Funding · plans: Instant Funding · source ↗

Breaking any rule (daily loss, news, weekend) voids pending payout requests, and you must close all trades before requesting.
“Any breach voids pending payout requests.”

Clause Withdrawal Policy · deny void change rules · applies to: Funded · source ↗

Pro accounts: at most 30% of total profits may come from news-influenced trades (opened/held/closed within 5 min before/after red-folder event on that asset); exceeding delays payout
“For the purpose of the 30% rule, a trade is classified as a "News Trade" based on specific timing relative to a Red Folder event affecting that specific asset. The 10-Minute Window: A trade is considered a News Trade if it is opened, held, or closed within the window of:”

Clause (see source) · consistency gambling · applies to: see rule · plans: 2-Step Pro10, 2-Step Pro6, 1-Step Pro · source ↗

Info 2

UAE law applies, and changes require a signed written amendment. ⚑ flagged
“This Agreement shall be subject to the law of UAE.”

Clause Final provisions · dispute jurisdiction · applies to: All · source ↗

⚑ FLAG: this conflicts with in-page rule changes in practice.

One user profile per verified person, which can hold several accounts. ⚑ flagged
“One user profile/verified individual can have multiple accounts.”

Clause Terms of service · account rules · applies to: All plans · source ↗

⚑ Added 24 Oct 2026 in the full no-rule-found sweep.

Legal documents read: Terms of Service · Withdrawal (Payout) Policy

Firm-reported payouts

⚠ Reported by the firm, not independently verified. These are the firm's own claims, copied from its website, press releases and official X account. We haven't checked them. Words like "verified" inside a quote are the firm's, not ours.

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Not published by firm

We looked for these and the firm doesn't publish them, or only gives them on request or inside the platform.

Rule change history

No changes logged yet. Tracking started 23 Oct 2026. Change log · 🔔 Follow Funding Traders for alerts