Guides / FXIFY vs Blue Guardian

FXIFY vs Blue Guardian: rules compared

FXIFY and Blue Guardian side by side: prices, drawdown, news, weekend and EA rules, and the hidden rules in their terms. Every figure comes from each firm's own site.

Quick take

FXIFY has the higher fine-print score (47 vs 41), meaning fewer or milder hidden rules by our method.
FXIFY: 0 of 8 plans clearly allow news trading; Blue Guardian: 1 of 6.
FXIFY: 1 of 8 plans clearly allow weekend holding; Blue Guardian: 6 of 6.
FXIFY: 0 of 8 plans clearly allow EAs; Blue Guardian: 0 of 6.

Which is better depends on how you trade. “Not found in the pages we read” means we didn't find it in the firm's pages we read. Checked 23 Oct 2026. Not financial advice.

	FXIFY	Blue Guardian
Challenge types	1-Phase; 2-Phase; 3-Phase; Instant Funding; Lightning	Instant; 1 Step Standard/Nano; 2 Step Standard/Nano
Plans tracked	8	6
Cheapest listed price	$19 ($2.5k Instant Funding - Lite (Trailing))	$11 (5K Instant Starter ($5K, one payout))
Daily loss limit	One Phase (1-Step): 3% (based on prior-day 5PM EST balance) Two Phase - Classic (Static): 4% Two Phase - Standard (Trailing): 4% Two Phase - Pro (Static): 4% Three Phase: 5% Instant Funding - Standard (Trailing): 8% +2 more plans on the firm page	Instant (Standard): 3% (on 100K = $3,000) Instant Starter ($5K, one payout): 3% ($150) 1 Step Standard: 4% 1 Step Nano: 4% 2 Step Standard: 4% 2 Step Nano: 3%
Max loss	One Phase (1-Step): 6%, trailing on closed balance until 6% profit then locks at starting balance (also locks after payout) Two Phase - Classic (Static): 10%, static Two Phase - Standard (Trailing): 10%, trailing on closed balance until 10% profit then locks (also locks on payout) Two Phase - Pro (Static): 8%, static Three Phase: 5%, static Instant Funding - Standard (Trailing): 8%, trailing on closed balance, locks at start balance at 8% profit/payout +2 more plans on the firm page	Instant (Standard): 6% trailing on highest closed balance; locks at starting balance (+1% buffer) once 6% profit Instant Starter ($5K, one payout): 5% trailing ($250) 1 Step Standard: 6% trailing on highest closed balance; locks at starting balance (+1% buffer) at 6% profit 1 Step Nano: 6% trailing on highest closed balance; locks at starting balance 2 Step Standard: 8%, static 2 Step Nano: 10%, static
Profit split	One Phase (1-Step): Up to 90% (90% with +15% split add-on) Two Phase - Classic (Static): Up to 100% Two Phase - Standard (Trailing): Up to 90% (90% with +15% split add-on) Two Phase - Pro (Static): 80% Three Phase: Up to 90% (90% with +15% split add-on) Instant Funding - Standard (Trailing): Up to 90% +2 more plans on the firm page	Instant (Standard): 80% default; 90% with add-on Instant Starter ($5K, one payout): 90% fixed; $250 profit cap; one payout only then account closes; crypto payouts only (min $100) 1 Step Standard: 85% default; 90% with add-on 1 Step Nano: 85% default; optional 100% add-on 2 Step Standard: 85% default; 90% with add-on 2 Step Nano: 85% default; optional 100% add-on; payout cap $2,000 shown for 100K
News trading (plans)	Not allowed: 3/8 Allowed with conditions: 5/8	Allowed: 1/6 Allowed with conditions: 4/6 Unclear, read the wording: 1/6
Weekend holding (plans)	Allowed: 1/8 Not allowed: 2/8 Allowed with conditions: 5/8	Allowed: 6/6
EAs (plans)	Not allowed: 3/8 Allowed with conditions: 5/8	Allowed with conditions: 6/6
Consistency rule (plans)	No consistency rule: 2/8 Has a consistency rule: 3/8 Not found in the pages we read: 3/8	No consistency rule: 2/6 Has a consistency rule: 3/6 Not found in the pages we read: 1/6
Hidden rules found	17 (10 can breach the account)	18 (8 can breach the account)
Fine-print score	47/100	41/100
Rule changes logged	0	0
Platforms	MT4; MT5; DXTrade	MT5; Match-Trader; TradeLocker; TradingView

All FXIFY rules All Blue Guardian rules