Guides / FundedNext vs FXIFY

FundedNext vs FXIFY: rules compared

FundedNext and FXIFY side by side: prices, drawdown, news, weekend and EA rules, and the hidden rules in their terms. Every figure comes from each firm's own site.

Quick take

FXIFY has the higher fine-print score (47 vs 0), meaning fewer or milder hidden rules by our method.
FundedNext: 0 of 4 plans clearly allow news trading; FXIFY: 0 of 8.
FundedNext: 4 of 4 plans clearly allow weekend holding; FXIFY: 1 of 8.
FundedNext: 0 of 4 plans clearly allow EAs; FXIFY: 0 of 8.

Which is better depends on how you trade. “Not found in the pages we read” means we didn't find it in the firm's pages we read. Checked 23 Oct 2026. Not financial advice.

	FundedNext	FXIFY
Challenge types	CFD challenges (incl. Labs plan); Futures	1-Phase; 2-Phase; 3-Phase; Instant Funding; Lightning
Plans tracked	4	8
Cheapest listed price	$29.99 ($5K Stellar Lite)	$19 ($2.5k Instant Funding - Lite (Trailing))
Daily loss limit	Stellar 2-Step: 5% Stellar 1-Step: 3% Stellar Lite: 4% Stellar Instant: none	One Phase (1-Step): 3% (based on prior-day 5PM EST balance) Two Phase - Classic (Static): 4% Two Phase - Standard (Trailing): 4% Two Phase - Pro (Static): 4% Three Phase: 5% Instant Funding - Standard (Trailing): 8% +2 more plans on the firm page
Max loss	Stellar 2-Step: 10%, static Stellar 1-Step: 6%, static (based on initial balance) Stellar Lite: 8%, static Stellar Instant: 6%, trailing	One Phase (1-Step): 6%, trailing on closed balance until 6% profit then locks at starting balance (also locks after payout) Two Phase - Classic (Static): 10%, static Two Phase - Standard (Trailing): 10%, trailing on closed balance until 10% profit then locks (also locks on payout) Two Phase - Pro (Static): 8%, static Three Phase: 5%, static Instant Funding - Standard (Trailing): 8%, trailing on closed balance, locks at start balance at 8% profit/payout +2 more plans on the firm page
Profit split	Stellar 2-Step: 80% (up to 95% with add-on/scaling) Stellar 1-Step: up to 95% Stellar Lite: 80% (up to 95%) Stellar Instant: 70% from day 1, up to 80% from Tier 3	One Phase (1-Step): Up to 90% (90% with +15% split add-on) Two Phase - Classic (Static): Up to 100% Two Phase - Standard (Trailing): Up to 90% (90% with +15% split add-on) Two Phase - Pro (Static): 80% Three Phase: Up to 90% (90% with +15% split add-on) Instant Funding - Standard (Trailing): Up to 90% +2 more plans on the firm page
News trading (plans)	Allowed with conditions: 4/4	Not allowed: 3/8 Allowed with conditions: 5/8
Weekend holding (plans)	Allowed: 4/4	Allowed: 1/8 Not allowed: 2/8 Allowed with conditions: 5/8
EAs (plans)	Allowed with conditions: 4/4	Not allowed: 3/8 Allowed with conditions: 5/8
Consistency rule (plans)	No consistency rule: 4/4	No consistency rule: 2/8 Has a consistency rule: 3/8 Not found in the pages we read: 3/8
Hidden rules found	30 (14 can breach the account)	17 (10 can breach the account)
Fine-print score	0/100	47/100
Rule changes logged	0	0
Platforms		MT4; MT5; DXTrade

All FundedNext rules All FXIFY rules