Guides / FundingPips vs The5%ers

FundingPips vs The5%ers: rules compared

FundingPips and The5%ers side by side: prices, drawdown, news, weekend and EA rules, and the hidden rules in their terms. Every figure comes from each firm's own site.

Quick take

Which is better depends on how you trade. “Not found in the pages we read” means we didn't find it in the firm's pages we read. Checked 23 Oct 2026. Not financial advice.

FundingPipsThe5%ers
Challenge typesZero; 1-Step; 2-StepHigh Stakes 2-step (also Bootcamp, Pro programs)
Plans tracked54
Cheapest listed price$29 ($5K 2 Step Pro)$19 ($2.5K High Stakes 2-Step (New))
Daily loss limit
  • 2 Step Standard: 3% or 5% (choice at purchase)
  • 2 Step Pro: 3%
  • 2 Step Flex: 4%
  • 1 Step Flex: 2% or 3%
  • Zero (instant funded): 3%
  • High Stakes 2-Step (New): 5% (4% on $50K/$100K)
  • High Stakes 2-Step (Classic): 5% (4% on $50K/$100K)
  • Hyper Growth 1-Step: 3% (daily pause/loss)
  • Bootcamp 3-Step: 3% daily pause (pro stage only)
Max loss
  • 2 Step Standard: 10%, static
  • 2 Step Pro: 6%, static
  • 2 Step Flex: 12%, static
  • 1 Step Flex: 12%, static
  • Zero (instant funded): 5%, trailing (trails highest equity; locks at breakeven once 5% in profit); plus 1% max open risk limit
  • High Stakes 2-Step (New): 10% (8% on $50K/$100K); stated as maximum loss (type: not explicitly stated)
  • High Stakes 2-Step (Classic): 10% (8% on $50K/$100K); stated as maximum loss (type: not explicitly stated)
  • Hyper Growth 1-Step: 6% stop-out level (type not explicitly stated)
  • Bootcamp 3-Step: 5% on eval steps, 4% on pro stage
Profit split
  • 2 Step Standard: Bi-weekly 80%, On Demand 100% (the product page no longer shows a weekly 60% option)
  • 2 Step Pro: Weekly 80%, On Demand 100%
  • 2 Step Flex: Bi-weekly 80%; Bi-weekly 95% (add-on); On Demand 100%
  • 1 Step Flex: Bi-weekly 80%, On Demand 100%
  • Zero (instant funded): 95%
  • High Stakes 2-Step (New): 80%-100% (80/20 start; scaling table)
  • High Stakes 2-Step (Classic): 80%-100% (80/20 start; scaling table)
  • Hyper Growth 1-Step: Up to 100%
  • Bootcamp 3-Step: Up to 100%
News trading (plans)Allowed with conditions: 5/5Allowed with conditions: 3/4 Not found in the pages we read: 1/4
Weekend holding (plans)Not allowed: 1/5 Allowed with conditions: 4/5Allowed: 4/4
EAs (plans)Allowed with conditions: 5/5Allowed with conditions: 4/4
Consistency rule (plans)No consistency rule: 1/5 Has a consistency rule: 4/5Not found in the pages we read: 4/4
Hidden rules found18 (12 can breach the account)25 (16 can breach the account)
Fine-print score37/1000/100
Rule changes logged10
PlatformsMT5

All FundingPips rules All The5%ers rules