Guides / FTMO vs FundingPips

FTMO vs FundingPips: rules compared

FTMO and FundingPips side by side: prices, drawdown, news, weekend and EA rules, and the hidden rules in their terms. Every figure comes from each firm's own site.

Quick take

FundingPips has the higher fine-print score (37 vs 26), meaning fewer or milder hidden rules by our method.
FTMO: 0 of 3 plans clearly allow news trading; FundingPips: 0 of 5.
FTMO: 0 of 3 plans clearly allow weekend holding; FundingPips: 0 of 5.
FTMO: 0 of 3 plans clearly allow EAs; FundingPips: 0 of 5.

Which is better depends on how you trade. “Not found in the pages we read” means we didn't find it in the firm's pages we read. Checked 23 Oct 2026. Not financial advice.

	FTMO	FundingPips
Challenge types	Instant; 1-Step; 2-Step	Zero; 1-Step; 2-Step
Plans tracked	3	5
Cheapest listed price	€79 ($10,000 1-Step)	$29 ($5K 2 Step Pro)
Daily loss limit	2-Step (Standard/Swing): 5% (Max Daily Loss) 1-Step: 3% Instant: 3%	2 Step Standard: 3% or 5% (choice at purchase) 2 Step Pro: 3% 2 Step Flex: 4% 1 Step Flex: 2% or 3% Zero (instant funded): 3%
Max loss	2-Step (Standard/Swing): 10%, static 1-Step: 10%, trailing on balance (end of day) Instant: 10%, trailing on balance (intraday)	2 Step Standard: 10%, static 2 Step Pro: 6%, static 2 Step Flex: 12%, static 1 Step Flex: 12%, static Zero (instant funded): 5%, trailing (trails highest equity; locks at breakeven once 5% in profit); plus 1% max open risk limit
Profit split	2-Step (Standard/Swing): 2-Step: 80% default, 90% with Scaling Plan/Premium Programme; 1-Step and Instant: 90% 1-Step: 90% Instant: 90%	2 Step Standard: Bi-weekly 80%, On Demand 100% (the product page no longer shows a weekly 60% option) 2 Step Pro: Weekly 80%, On Demand 100% 2 Step Flex: Bi-weekly 80%; Bi-weekly 95% (add-on); On Demand 100% 1 Step Flex: Bi-weekly 80%, On Demand 100% Zero (instant funded): 95%
News trading (plans)	Allowed with conditions: 3/3	Allowed with conditions: 5/5
Weekend holding (plans)	Allowed with conditions: 3/3	Not allowed: 1/5 Allowed with conditions: 4/5
EAs (plans)	Allowed with conditions: 3/3	Allowed with conditions: 5/5
Consistency rule (plans)	Has a consistency rule: 2/3 Not found in the pages we read: 1/3	No consistency rule: 1/5 Has a consistency rule: 4/5
Hidden rules found	23 (10 can breach the account)	18 (12 can breach the account)
Fine-print score	26/100	37/100
Rule changes logged	1	1
Platforms	MT4; MT5; cTrader; TradingView

All FTMO rules All FundingPips rules