Guides / FTMO vs Fintokei

FTMO vs Fintokei: rules compared

FTMO and Fintokei side by side: prices, drawdown, news, weekend and EA rules, and the hidden rules in their terms. Every figure comes from each firm's own site.

Quick take

FTMO has the higher fine-print score (26 vs 12), meaning fewer or milder hidden rules by our method.
FTMO: 0 of 3 plans clearly allow news trading; Fintokei: 2 of 4.
FTMO: 0 of 3 plans clearly allow weekend holding; Fintokei: 4 of 4.
FTMO: 0 of 3 plans clearly allow EAs; Fintokei: 0 of 4.

Which is better depends on how you trade. “Not found in the pages we read” means we didn't find it in the firm's pages we read. Checked 23 Oct 2026. Not financial advice.

	FTMO	Fintokei
Challenge types	Instant; 1-Step; 2-Step	StartTrader; SwiftTrader; ProTrader; ProTrader Swing
Plans tracked	3	4
Cheapest listed price	€79 ($10,000 1-Step)	$34 ($5K StartTrader (1-Step, 2 chances))
Daily loss limit	2-Step (Standard/Swing): 5% (Max Daily Loss) 1-Step: 3% Instant: 3%	ProTrader (2-Step): 5% (equity based) ProTrader Swing (2-Step): 5%, balance based SwiftTrader (1-Step): 2% StartTrader (1-Step, 2 chances): 2% (first breach is soft breach)
Max loss	2-Step (Standard/Swing): 10%, static 1-Step: 10%, trailing on balance (end of day) Instant: 10%, trailing on balance (intraday)	ProTrader (2-Step): 10% (type not explicitly stated) ProTrader Swing (2-Step): 10% SwiftTrader (1-Step): 3% StartTrader (1-Step, 2 chances): 8%
Profit split	2-Step (Standard/Swing): 2-Step: 80% default, 90% with Scaling Plan/Premium Programme; 1-Step and Instant: 90% 1-Step: 90% Instant: 90%	ProTrader (2-Step): 80% initial ProTrader performance reward; higher via Loyalty Program Boost (tier based) - exact ceiling not published in the articles read. ProTrader Swing (2-Step): 80% SwiftTrader (1-Step): 90% (min +3% profit per payout) StartTrader (1-Step, 2 chances): 80%
News trading (plans)	Allowed with conditions: 3/3	Allowed: 2/4 Not found in the pages we read: 2/4
Weekend holding (plans)	Allowed with conditions: 3/3	Allowed: 4/4
EAs (plans)	Allowed with conditions: 3/3	Allowed with conditions: 4/4
Consistency rule (plans)	Has a consistency rule: 2/3 Not found in the pages we read: 1/3	Not found in the pages we read: 4/4
Hidden rules found	23 (10 can breach the account)	23 (14 can breach the account)
Fine-print score	26/100	12/100
Rule changes logged	1	1
Platforms	MT4; MT5; cTrader; TradingView	MT5; cTrader; TradingView

All FTMO rules All Fintokei rules