← All firms

ThinkCapital

· thinkcapital.com · checked 2026-10-23

🧮 CalculatorsVisit ThinkCapital ↗
24Fine-print score (provisional)1 docs read · Provisional (not ranked)
VPN banMin hold timeNews limitsGag clausePayout cap

Plans

Every value links to its source. Not published by firm means the firm doesn't publish it. Not verified yet means we haven't found it yet. ⚠ Not confirmed means we have a value but could not find it on the firm's live pages on 24 Oct 2026.

From$59
Targetphase1: 10%
Daily DD3%, balance-based
Max DD6% trailing, locks at initial balance af
Split80% (90% with scaling or add-on)

💱 Prices in USD

Sizes & prices
$5K $59 shown$10K $99 shown$25K $199 shown$50K $299 shown$100K $499 shown
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Profit target
phase1: 10%
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Daily drawdown
3%, balance-based
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Max drawdown
6% trailing, locks at initial balance after 6% growth
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Consistency rule
None
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Min trading days
3 days
Gap-fill note: Consistency: none; leverage 1:30; payout every 14 days (7 with add-on)
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
News trading
Not allowed on funded (4-min window rule: 2 min before/after red-folder news); News Trading add-on available
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Weekend / overnight
Weekend holding allowed
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
EAs
EAs/automation permitted by default on all account types (platform is ThinkTrader, which has no MT5-style EAs; compatible third-party tools allowed)
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Copy trading
Not published by firm not published
source ↗checked 2026-10-23
Leverage FX
1:30
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Leverage gold
Not published by firm not published (only 'dynamic leverage up to 1:100/1:50/1:30' per plan; instrument-level not published)
source ↗checked 2026-10-23
Gold commission / spread
'raw spreads' stated; no gold figures published
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Payout split
80% (90% with scaling or add-on)
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Payout frequency
14 days (7 days with add-on); processed within 3 business days; min payout $100
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026
Platforms
ThinkTrader (with TradingView integration)
source ↗checked 2026-10-23✓ matched live page 24 Oct 2026

Hidden rules 22

Read clause by clause from the firm's legal documents. Grouped by what happens if you break the rule. Tap a rule to see the exact quote and clause.

Account breach 14

No trades from 2 minutes before to 2 minutes after scheduled news (5 minutes each side on Bolt and Bolt Flex) unless your plan or a paid add-on allows it. ⚑ flagged
“TRADING ON NEWS EVENTS (SCHEDULE 2) IS STRICTLY PROHIBITED DURING THE PERIOD BEGINNING 2 MINUTES BEFORE AND ENDING 2 MINUTES AFTER”

Clause 5.5.1(h) · banned strategies · applies to: Challenge and Funded (except news-allowed plans); Bolt/Bolt Flex 5 minutes · source ↗

⚑ 5.5.1 says a breach terminates ALL your ThinkCapital accounts.

No new trades 15 minutes or less before or after a market closes for 2+ hours (e.g. around the weekend), or when major news is scheduled ('gap trading'). ⚑ flagged
“15 MINUTES OR LESS BEFORE A RELEVANT FINANCIAL MARKET IS CLOSED FOR 2 HOURS OR LONGER; AND 15 MINUTES OR LESS AFTER”

Clause 5.5.1(f) · banned strategies · applies to: All accounts · source ↗

⚑ AMBIGUOUS: (f)(i) and (ii) are joined by 'AND', so it's unclear whether both conditions must apply.

EAs, scripts and bots are banned unless the risk team approves them in writing, and only TradingView or ThinkMarkets-app-compatible tools are allowed.
“USE ANY EXPERT ADVISORS, SCRIPTS, OR ROBOTS UNLESS THE RISK TEAM HAS GRANTED SUCH AN EXCEPTION IN WRITING”

Clause 5.5.1(i) · banned strategies · applies to: All accounts · source ↗

If several users trade the same instrument in the same direction within one minute of each other, ThinkCapital can treat it as copy trading. ⚑ flagged
“THE RIGHT TO DEEM THAT USERS COORDINATE OR COPY THEIR TRADES IF SEVERAL USERS WITH THE SAME INSTRUMENTS IN THE SAME DIRECTION ARE MADE WITHIN ONE MINUTE OF EACH OTHER”

Clause 5.5.1(i) · copy trading account sharing · applies to: All accounts · source ↗

⚑ FLAG: this could catch Skool or community members taking the same setup.

You can't share trading signals from your account with anyone, or follow other users' signals. ⚑ flagged
“PROVIDE TRADING SIGNALS FROM CHALLENGE ACCOUNT NOR FROM THE THINKCAPITAL ACCOUNT IN ANY FORMAT ... TO THIRD PARTIES”

Clause 5.5.1(g) · copy trading account sharing · applies to: All accounts · source ↗

⚑ FLAG: relevant to educators posting live trades.

Breaking any 5.5.1 rule terminates all ThinkCapital accounts you own.
“FAILING TO COMPLY WITH THIS RULE WILL RESULT IN THE TERMINATION OF ALL THINKCAPITAL ACCOUNTS OWNED BY THE USER”

Clause 5.5.1 (closing paragraph) · deny void change rules · applies to: All accounts · source ↗

Opposite positions across connected accounts, and exploiting price errors or slow feeds, are banned.
“SIMULTANEOUSLY ENTERING INTO OPPOSITE POSITIONS”

Clause 5.5.1(a)-(c) · banned strategies · applies to: All accounts · source ↗

Overleveraging, overexposure, one-sided bets, account rolling, and positions much bigger than usual are forbidden. ⚑ flagged
“opening substantially larger position sizes compared to Customer's other trades”

Clause 5.5.1(j); 5.5.3 · consistency gambling · applies to: All accounts · source ↗

⚑ AMBIGUOUS: 'substantially' is not quantified; it's left to the firm's discretion.

Dual Step Intraday: no weekend or holiday holding, and every position must be closed before the period is reviewed.
“All positions must be closed before the trading period ends”

Clause 6.4 · banned strategies · applies to: Dual Step Intraday · plans: Dual Step Intraday (2-Step) · source ↗

You must be reachable by phone and email whenever you hold a position. ThinkCapital can demand video verification at any time, and failing either suspends the account.
“All Customer must be contactable on the telephone number and email provided during verification at any time a position is held”

Clause 19.3 · country kyc · applies to: All accounts · source ↗

IP address and device ID are used to detect someone else trading your account. One profile per person. ⚑ flagged
“IP addresses, device IDs, and behavioral data maps will be used by the automated risk system”

Clause 19.3 · ip vpn device · applies to: All accounts · source ↗

⚑ There's no explicit VPN ban.

Not available to nationals or residents of restricted countries, or to anyone sanctioned or with a financial-crime record.
“is of nationality or is residing in Restricted Jurisdictions”

Clause 1.4 · country kyc · applies to: All customers · source ↗

An evaluation not started within 30 days is suspended. Instant accounts are also subject to a '30-day inactivity rule'. ⚑ flagged
“If the Customer does not activate the Evaluation within 30 calendar days ... access to the Evaluation will be suspended”

Clause 6.10; 7.6.10 · inactivity · applies to: Challenge; Bolt/Bolt Flex · source ↗

⚑ AMBIGUOUS: 7.6.10 cites a 'Clause 6.1 (30-day inactivity rule)', but 6.1 has no such rule. It's a broken cross-reference.

Grid trading is strictly prohibited and martingale is not permitted. ⚑ flagged
“grid trading is strictly prohibited as it undermines our trading environment’s integrity.”

Clause FAQ: Guidelines regarding trading strategies contrary to Terms of Use, Grid (Reverse) Trading and Martingale Trading · banned strategies · applies to: All plans · source ↗

⚑ Added 24 Oct 2026 in the full no-rule-found sweep.

Profit voided 1

If you break a rule, ThinkCapital can remove the trades and their profit, cut leverage to 1:5, or end the contract.
“remove the transactions that violate the prohibition from the Customer's trading history and/or not count their results”

Clause 5.5.4 · deny void change rules · applies to: All accounts · source ↗

Payout delayed or denied 3

Bolt instant accounts: your best day can't exceed 20% of total profit when you request a payout (25% on Bolt Flex).
“shall not exceed twenty percent (20%) of the cumulative closed net profit”

Clause 7.6.2 · consistency gambling · applies to: Bolt / Bolt Flex · plans: Bolt (instant), Bolt Flex (instant) · source ↗

Bolt first payout needs at least 6% profit and at least 14 days of trading. ⚑ flagged
“cumulative closed net profit on the Account is equal to or greater than six percent (6%) of the Initial Balance; (iii) at least fourteen (14)”

Clause 7.6.7 · payout daily profit caps · applies to: Bolt · plans: Bolt (instant) · source ↗

⚑ The FAQ says Bolt Flex needs 7%.

Passing doesn't guarantee a funded contract: a third party decides 'for any or no reason'.
“The Provider is not responsible for Customer being rejected by the ThinkCapital Simulated Trading Program for any or no reason”

Clause 6.8; 7.1 · deny void change rules · applies to: After passing · source ↗

Info 3

Terms can change for existing contracts with 7 days' notice. Instant accounts keep their purchase-date parameters (grandfathering).
“reserves the right to change these T&Cs from time to time with effect for the contract previously entered into”

Clause 14.1; 14.5 · deny void change rules · applies to: All; Bolt grandfathered · source ↗

A confidentiality clause covers the T&Cs, the trading agreement and your communications with ThinkCapital. ⚑ flagged
“The Customer is obligated to maintain confidentiality regarding the terms and conditions and any Trading Agreement”

Clause 22.1 · dispute jurisdiction · applies to: All customers · source ↗

⚑ FLAG: could restrict publishing disputes or payout reports.

English law applies, and the courts of England and Wales handle disputes.
“governed by the laws of England and Wales”

Clause 21.1 · dispute jurisdiction · applies to: All customers · source ↗

Legal documents read: Terms of Service (T&Cs)

Firm-reported payouts

⚠ Reported by the firm, not independently verified. These are the firm's own claims, copied from its website, press releases and official X account. We haven't checked them. Words like "verified" inside a quote are the firm's, not ours.

Compare what every firm reports →

Not published by firm

We looked for these and the firm doesn't publish them, or only gives them on request or inside the platform.

Rule change history

No changes logged yet. Tracking started 23 Oct 2026. Change log · 🔔 Follow ThinkCapital for alerts